Author: M.A. Do My Dung, Faculty of Finance and Banking - University of Economic and Technical Industries

In Doi Moi (Open Door) period, developing bank credit is the goal of the most commercial banks in Vietnam in order to supply capital for development of Vietnamese socio-economic, subjects of the economy and also improving the operating efficiency of banks themselves. By using facts and figures, this paper clarifies the theoretical issues and the factors which affect bank credit growth. This paper proposes solutions to improve performance of bank credit.

Key words: Bank, commercial bank, enterprises, the State Bank of Vietnam.